All Nicolet personal checking accounts offer free Internet Banking and Bill Payment with enhanced services available for our best customers.

Nicolet Basic Checking

 ·Quick and easy checking
 ·$100 minimum deposit to open
 ·$5 per month service charge
 ·*25 cycle debits free // $0.25c per additional debit.
 ·Interest earned for daily balance exceeding $1,000 - 0.100%APY
 ·No minimum balance
 ·$25 annual fee for Overdraft Protection
 ·Reimbursed all ATM fees up to $5 per month.
 ·Free Tyme/Debit Card.

Nicolet Relationship Checking

 ·For our high balance (Aggregate personal deposits of $10,000) customers. Commercial or
  Mortgage Loan customers, and our direct deposit company employees.
 ·$100 minimum deposit to open
 ·NO MONTHLY FEE
 ·40 cycle debits free // $0.25c per additional debit.
 ·Unlimited Debit card and ACH transactions
 ·No minimum balance
 ·Interest earned for daily balance exceeding $1,000 - 0.100% APY.
 ·Discounted Nicolet National checks
 ·No Annual Fee Overdraft Protection
 ·Free ATM/Debit Card
 ·Reimbursed all ATM fees up to $10 per month.

Nicolet VIP Checking

 ·Our best checking account for $25,000 and above personal aggregate deposit customers
  and/or a trust account with Nicolet
 ·NO MONTHLY FEE
 ·No minimum balance
 ·Unlimited Debit card and ACH transactions

Interest earned based on tiers of available balance.

$1,000 - $4,999 - 0.100%APY
$5,000 - $9,999 - 0.300% APY
$10,000 and above - 1.150% APY **

 ·Free check orders of Nicolet National checks
 ·Discounted non-standard checks
 ·No Fee Overdraft Protection.
 ·Free ATM/Debit Card
 ·Free Travelers Checks
 ·Reimbursed all ATM fees up to $15 per month.

*Note: ACH + Debit transactions are not counted as a cycle debit.
*APY = Annual percentage yield. Rates subject to change without notice.
**This is a variable rate account. Interest rates and corresponding APYs may change as often as daily. There is no limit on the amount the interest rate may change.