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Consumer Loans
Effective 04/25/2008
Nicolet National Bank offers a Home Equity Line of Credit. You can use the money for just about anything, and obtaining it is easy:
· Nicolet Home Equity checks
· Telephone transfer (VRU)
· Computer on-line transfers directly into your checking account
· Stopping in at our downtown Green Bay, Marinette, Menominee, De Pere, Crivitz or Appleton locations.
The interest you pay may be tax deductible (please contact your tax advisor regarding interest deductibility) to give yourself a well deserved tax break.
Home Equity Lines of Credit |
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Based on LTV (Loan to Value) |
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Up to 80% LTV |
= Prime +.50%* |
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81% - 90% LTV |
= Prime + 1.00%* |
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90% - 100% LTV |
= Prime + 2.00%* |
Interest rate floor for Home Equity Lines = 5.00% |
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Home Equity Loans-Amortizing |
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Based on LTV |
up to 85% |
LTV 85% - 95% |
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2 Year Balloon |
5.790%* |
6.090%* |
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3 Year Balloon |
6.190%* |
6.490%* |
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5 Year Balloon |
6.690%* |
6.990%* |
(15 Year Maximum Amortization)
* Annual Percentage Rate |
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Consumer Secured / Unsecured
Nicolet National Bank has full service retail products. We offer the following loans to all our customers. Please call (920) 430-1400 in Green Bay, (715)732-2600 in Marinette, (906) 863-4407 in Menominee, (920) 425-1400 in De Pere, (715) 854-7400 in Crivitz or (920) 224-1400 in Appleton for questions and rates on these particular loans. The following rates are based on a 5 year term. |
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Secured |
20% down |
10% down |
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Auto |
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New |
6.790%* |
6.990%* |
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Used |
6.990%* |
7.290%* |
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Boat |
6.890%* |
7.190%* |
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* Annual Percentage Rate
** Minimum Loan Amount is $7,500 |
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Member FDIC